3 thoughts on “Where can I do the car mortgage loan”
Gertrude
Car mortgage loans can be handled at banks, regular financial institutions, automobile consumer finance companies, and third -party loan companies. Under normal circumstances, banks can provide car mortgage loans, which is a common loan model for banks. For applicants, the interest applied for other places is relatively high, and the interest applied in the bank is relatively low.
The expansion information:
The mortgage loan, also known as "mortgage lending". It refers to a loan method adopted by some countries. The borrower is required to provide a certain mortgage as a guarantee for loans to ensure that the loan expires. Mortgages are generally easy to save, not easy to consume, and easy to sell items, such as securities, bills, stocks, real estate, etc. In the expiration of the loan period, if the borrower does not repay the loan as scheduled, the bank has the right to repay the loan with the auction. The balance of the auction of the loan is returned to the borrower. If the auction fund is not enough to pay off the loan, the borrower will continue to pay off.
Chang bank mortgage . Personal housing loan 1. Personal housing commercial loan Ov personal housing commercial loan is a self -operated loan issued by bank credit funds. It refers to a natural person with complete civil behavior capabilities. When purchasing the urban urban self -living housing, it is based on their own property housing. For the mortgage, as a guarantee for repayment loans, a housing business loan applied to the bank. 2. Personal housing provident fund loan On personal housing provident fund loan, it is a entrusted loan issued by policy housing provident funds. It refers to the employees who pay the housing provident fund to purchase, build, renovate, and repairs their own housing in the city. The property rights owned are mortgaged as a housing provident fund loan applied to the bank as a guarantee for repayment loans. 3. Personal housing portfolio loans Where to meet the borrower of personal housing commercial loans to pay the housing provident fund at the same time, while applying for personal housing commercial loans, they can also apply to the bank for personal housing provident fund loans The city's urban self -living housing can be applied for personal housing provident fund loans and personal housing commercial loans (this loan method for the personal housing portfolio loan) to the bank at the same time. . Enterprise mortgage loan The enterprise loan target: various small and medium -sized enterprise customers registered in industry and commerce, the operating situation is good. The enterprise loan period: Generally 1-5 years The enterprise loan amount: generally 500,000 to 1 billion yuan Basic requirements: 1. With a loan card issued by the People's Bank of China, there are no bad credit records. 2. The company has registered and operated for more than a year, and has a turnover of more than 3 million in the past year. The interest rate consolidation is between 8%-14% Trust mortgage loans The mortgage trust loan refers to the funds that the trustee receives the entrustment of the client, according to it (Or in the trust plan) The specified objects, uses, periods, interest rates and amounts are issued loans, and the financier uses real estate mortgage as a guarantee method for trust loans. Interest rates are generally about 18%. This Trust Real Estate Trusts, referred to as "REITs", is literally translated as a real estate investment trust, also known as real estate investment trust, which originated in the United States. REITS is generally divided into three types: equity reits, mortgage reits, and hybrid reits. The pawn bank mortgage The mortgage pawn refers to the mortgage of the real estate to the pawn bank, delivering a certain percentage of fees and interest, obtaining the gold, and paying the interest, cost, repayment should be paid within the agreed period of time Gold and redemption. Interest cost merging is about 3%a month. The vehicle mortgage The car mortgage loan is a loan obtained by a borrower or a third -party car or a self -purchased car as a mortgage to a financial institution or a car consumer loan company. The use of cars as a mortgage loan is mainly consumed by car. (Of course, fast depreciation of cars and traffic accidents affect the value of vehicle value. Financial institutions are relatively small to issue loans by car as a single mortgage method.) And the emergence of the car mortgage loan service platform "Yiche loan" is The crowd provides a new channel for short -term financing loans. It's car loan, customers can use ownership of their own vehicles to mortgage to obtain short -term financing needs. It breaks through the traditional vehicle mortgage borrowing mode and proposes the "no mortgage" service. Those who apply for car loan only need to install the GPS positioning system in the mortgage vehicle, and they can continue to use the vehicle after the procedures. Praising will not lose face because the car is pledged or causes inconvenience to travel, and the funds can be obtained as soon as possible. Real estate mortgage Real estate mortgage loan refers to the borrower with the purchased commercial housing mortgage, and the loan bank provides a package of capital services to the borrower to meet their purchase of housing, parking spaces, large durable consumer goods, car and housing decoration Wait for a variety of demand RMB loans. Within the specified mortgage range, financial institutions give borrowers a certain credit limit. Generally, financial institutions have a longer period of approval of loans and loan loans
The vehicle mortgage can be handled at the bank. The bank mortgage processing process is as follows: The vehicle -related materials prepared for mortgage loans, and submitted a mortgage loan application to the bank; After the evaluation results come out, the price of the two parties negotiates the prices of the mortgage vehicle; The borrowing parties signed a vehicle mortgage contract and notarized at the same time; The borrowing parties to the vehicle management office to register and issue relevant certificates; Send the vehicle to the bank deposit management, and the bank will issue the receiving list to deliver the mortgage at the same time; After the mortgage period expires, the lender will go through the bank to the bank to cancel the mortgage procedures, repay all the loans, and cooperate with the bank to the vehicle management center to the vehicle management center Go through the mortgage registration and cancellation procedures and receive the car key.
Nowadays, there are many car mortgage companies on the market. It is recommended to find a regular professional brand company, such as Amway, a large car loan company. The car mortgage loan is a loan obtained from a borrower or a third -party car or self -purchased car as a mortgage. The purpose of car loan with cars is mainly to turn on funds quickly. The car mortgage needs to find regular professional companies. Amway Group was founded in 2005. Back to the strong capital strength of Amway Group, the loan interest rate is superior in the industry, and the charges are open and transparent. There are direct stores in Shanghai, Chengdu, Xi, Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou, and Xinjiang. The service is very professional and has a good brand awareness in the automotive mortgage industry. There are many customer products, flexible operations, standard process specifications, and good reputation in old customers. iknow-pic.cdn.bcebos/? X-BCE-PROCESS = Image/resize,m_lfit,W_600,Limit_1/quality/FORMAT,FF_AUTO
Car mortgage loans can be handled at banks, regular financial institutions, automobile consumer finance companies, and third -party loan companies. Under normal circumstances, banks can provide car mortgage loans, which is a common loan model for banks. For applicants, the interest applied for other places is relatively high, and the interest applied in the bank is relatively low.
The expansion information:
The mortgage loan, also known as "mortgage lending". It refers to a loan method adopted by some countries. The borrower is required to provide a certain mortgage as a guarantee for loans to ensure that the loan expires. Mortgages are generally easy to save, not easy to consume, and easy to sell items, such as securities, bills, stocks, real estate, etc.
In the expiration of the loan period, if the borrower does not repay the loan as scheduled, the bank has the right to repay the loan with the auction. The balance of the auction of the loan is returned to the borrower. If the auction fund is not enough to pay off the loan, the borrower will continue to pay off.
Chang bank mortgage
. Personal housing loan
1. Personal housing commercial loan
Ov personal housing commercial loan is a self -operated loan issued by bank credit funds. It refers to a natural person with complete civil behavior capabilities. When purchasing the urban urban self -living housing, it is based on their own property housing. For the mortgage, as a guarantee for repayment loans, a housing business loan applied to the bank.
2. Personal housing provident fund loan
On personal housing provident fund loan, it is a entrusted loan issued by policy housing provident funds. It refers to the employees who pay the housing provident fund to purchase, build, renovate, and repairs their own housing in the city. The property rights owned are mortgaged as a housing provident fund loan applied to the bank as a guarantee for repayment loans.
3. Personal housing portfolio loans
Where to meet the borrower of personal housing commercial loans to pay the housing provident fund at the same time, while applying for personal housing commercial loans, they can also apply to the bank for personal housing provident fund loans The city's urban self -living housing can be applied for personal housing provident fund loans and personal housing commercial loans (this loan method for the personal housing portfolio loan) to the bank at the same time.
. Enterprise mortgage loan
The enterprise loan target: various small and medium -sized enterprise customers registered in industry and commerce, the operating situation is good.
The enterprise loan period: Generally 1-5 years
The enterprise loan amount: generally 500,000 to 1 billion yuan
Basic requirements:
1. With a loan card issued by the People's Bank of China, there are no bad credit records.
2. The company has registered and operated for more than a year, and has a turnover of more than 3 million in the past year.
The interest rate consolidation is between 8%-14%
Trust mortgage loans
The mortgage trust loan refers to the funds that the trustee receives the entrustment of the client, according to it (Or in the trust plan) The specified objects, uses, periods, interest rates and amounts are issued loans, and the financier uses real estate mortgage as a guarantee method for trust loans. Interest rates are generally about 18%.
This Trust
Real Estate Trusts, referred to as "REITs", is literally translated as a real estate investment trust, also known as real estate investment trust, which originated in the United States. REITS is generally divided into three types: equity reits, mortgage reits, and hybrid reits.
The pawn bank mortgage
The mortgage pawn refers to the mortgage of the real estate to the pawn bank, delivering a certain percentage of fees and interest, obtaining the gold, and paying the interest, cost, repayment should be paid within the agreed period of time Gold and redemption. Interest cost merging is about 3%a month.
The vehicle mortgage
The car mortgage loan is a loan obtained by a borrower or a third -party car or a self -purchased car as a mortgage to a financial institution or a car consumer loan company. The use of cars as a mortgage loan is mainly consumed by car. (Of course, fast depreciation of cars and traffic accidents affect the value of vehicle value. Financial institutions are relatively small to issue loans by car as a single mortgage method.) And the emergence of the car mortgage loan service platform "Yiche loan" is The crowd provides a new channel for short -term financing loans.
It's car loan, customers can use ownership of their own vehicles to mortgage to obtain short -term financing needs. It breaks through the traditional vehicle mortgage borrowing mode and proposes the "no mortgage" service. Those who apply for car loan only need to install the GPS positioning system in the mortgage vehicle, and they can continue to use the vehicle after the procedures. Praising will not lose face because the car is pledged or causes inconvenience to travel, and the funds can be obtained as soon as possible.
Real estate mortgage
Real estate mortgage loan refers to the borrower with the purchased commercial housing mortgage, and the loan bank provides a package of capital services to the borrower to meet their purchase of housing, parking spaces, large durable consumer goods, car and housing decoration Wait for a variety of demand RMB loans. Within the specified mortgage range, financial institutions give borrowers a certain credit limit. Generally, financial institutions have a longer period of approval of loans and loan loans
The vehicle mortgage can be handled at the bank.
The bank mortgage processing process is as follows:
The vehicle -related materials prepared for mortgage loans, and submitted a mortgage loan application to the bank;
After the evaluation results come out, the price of the two parties negotiates the prices of the mortgage vehicle;
The borrowing parties signed a vehicle mortgage contract and notarized at the same time;
The borrowing parties to the vehicle management office to register and issue relevant certificates; Send the vehicle to the bank deposit management, and the bank will issue the receiving list to deliver the mortgage at the same time;
After the mortgage period expires, the lender will go through the bank to the bank to cancel the mortgage procedures, repay all the loans, and cooperate with the bank to the vehicle management center to the vehicle management center Go through the mortgage registration and cancellation procedures and receive the car key.
Nowadays, there are many car mortgage companies on the market. It is recommended to find a regular professional brand company, such as Amway, a large car loan company.
The car mortgage loan is a loan obtained from a borrower or a third -party car or self -purchased car as a mortgage. The purpose of car loan with cars is mainly to turn on funds quickly.
The car mortgage needs to find regular professional companies. Amway Group was founded in 2005. Back to the strong capital strength of Amway Group, the loan interest rate is superior in the industry, and the charges are open and transparent. There are direct stores in Shanghai, Chengdu, Xi, Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou, and Xinjiang. The service is very professional and has a good brand awareness in the automotive mortgage industry. There are many customer products, flexible operations, standard process specifications, and good reputation in old customers.
iknow-pic.cdn.bcebos/? X-BCE-PROCESS = Image/resize,m_lfit,W_600,Limit_1/quality/FORMAT,FF_AUTO